Umbrella Insurance
Umbrella Insurance Basics
Umbrella insurance is a type of excess liability coverage that provides additional protection beyond what is offered by standard auto, home, or other personal policies. It acts as an ‘umbrella’ to catch any unexpected expenses or lawsuits that exceed the limits of your primary policies.
Trying to understand different policies and how they work together to provide protection can get confusing. We can help keep the process simple by explaining the coverage, generating quotes from multiple insurance companies, and offering our advice. Contact us to get started.
Umbrella Insurance Coverage
Excess Auto Liability
Covers auto liability claims that exceed the coverage limit of your auto insurance.
Personal Liability
Covers personal liability claims that exceed the coverage limit of your home, condo, or renters insurance.
Uninsured / Underinsured
Covers UM/UIM claims that exceed the limits of your underlying policy.
Excess Watercraft Liability
Covers watercraft liability claims that exceed the coverage limit of your boat insurance.
And Others
While the above are common, there are many additional coverage options available.
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