RV Insurance
RV Insurance Basics
Recreational vehicle (RV) insurance provides essential protection to owners against financial losses in case of accidents, damage, or other unforeseen events. RV insurance provides a unique blend of coverage suited for a dwelling on wheels.
The cost, known as the premium, can vary greatly depending on the coverage you choose, the type of RV you own, how you use it, and other factors. We can help keep the process simple by explaining the coverage, generating quotes from multiple insurance companies, and offering our advice. Contact us to get started.
RV Insurance Coverage
Auto Liability
Covers bodily injury and property damage that you cause to another party in an auto accident.
Collision
Covers physical damage on your RV that is caused by a collision with another vehicle or object.
Comprehensive
Covers physical damage on your RV caused by something other than a collision.
Uninsured / Underinsured
Covers bodily injury that you sustain in an accident with a driver that has too little or no coverage.
Vacation Liability
Covers injuries sustained by (non-family) guests at your campsite.
Personal Effects
Covers personal property that travels with you in the RV.
RV Roadside Assistance
Covers towing and other emergency roadside services if your RV breaks down near a road.
And Others
While the above are common, there are many additional coverage options available.
Vehicles We Cover
Discounts
RV Insurance FAQ
There are a few situations where insurance will be required:
– Your RV is self-powered and you’ll be driving on public roads.
– You carry a loan on your RV.
– Your RV is located in a campground or park that requires insurance.
Outside of these cases, coverage may not be required but it is important to discuss the specifics with an insurance professional to ensure you understand the risks, costs, and the coverage available.
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