Motorcycle Insurance
Motorcycle Insurance Basics
Motorcycle insurance helps protect motorcyclists against financial losses in case of accidents. Liability coverage helps pay for injury or damage you cause to another party. Your policy can also include coverage for damage to your own bike, accessories, roadside assistance, and much more.
The cost, known as the premium, can vary greatly depending on the coverage you choose, your driving and loss history, the vehicle being covered, and other factors. We can help keep the process simple by explaining the coverage, generating quotes from multiple insurance companies, and offering our advice. Contact us to get started.
Motorcycle Insurance Coverage
Auto Liability
Covers bodily injury and property damage that you cause to another party in an accident.
Collision
Covers physical damage on your motorcycle that is caused by a collision with another vehicle or object.
Comprehensive
Covers physical damage on your motorcycle caused by something other than a collision.
Uninsured / Underinsured
Covers bodily injury that you sustain in an accident with a driver that has too little or no coverage.
Medical Payments
Covers medical expenses that result from an accident, without regard to fault.
Custom Parts
Covers after-market parts and equipment you’ve added to your motorcycle.
Roadside Assistance
Covers towing and other emergency roadside services.
And Others
While the above are common, there are many additional coverage options available.
Vehicles We Cover
Discounts
Motorcycle Insurance FAQ
Yes. The state of Minnesota mandates at least a minimum amount of insurance coverage in order to drive on public roads, whether in a passenger vehicle or motorcycle.
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